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    Insurance solutions

    Our clients see us as their risk management and employee protection experts, working together to drive value creation and enhance performance. With our direct presence in Croatia, Slovakia, The Czech Republic and Bosnia and Herzegovina, and through our partners in most of the EU countries, we work with our customers, over the long term and at all times, to gain a better understanding of them and anticipate new risks in order to design and manage tailor-made insurance solutions with them.

    At Adix Broker, we specialize in providing comprehensive insurance services that equip our clients with essential tools to manage and mitigate risk, enabling them to achieve their strategic objectives. Our expert team offers tailored solutions designed to protect businesses from unexpected losses and enhance their financial stability.

    Our commitment to sector expertise; our client-focused approach; our collaborative, entrepreneurial culture; our people, invested in and empowered to share their knowledge; our local network across the four main Central and South East Europe markets and the breadth of our offering, including risk management, employee benefits, specialty insurance lines and private clients - all combine to differentiate us in the market.

    Corporate Clients

    We specialise in corporate insurance programs and have proven to be very competitive against the larger international firms. We have developed and secured insurance proposals for clients within the Construction & Real Estate, Energy & Power, Manufacturing & Distribution, Technology, Financial Institution / PE Funds, Medical & Health Care, Marine, Transportation & Logistics, Property & Engeneering and Leisure. ADIX Broking encourages the opportunity to submit a tender for your insurance program.

    Commercial Insurance - SME

    Commercial Insurance is complex and often requires the assistance of a Qualified Broker. ADIX Broking approach Commercial Insurance with a technical focus, utilising our product matter experts and extensive experience. Our attention to detail is evident in our claims results across a diverse range of industries. Comprehensive package policy for SME clients including coverage for Property, Casualty, Crime and Equipment breakdown. Commercial insurance is essential in the Croatian marketplace to protect SME businesses from unforeseen events and financial loss. No matter what the type of business is or the size of the company, having the right insurance in place is critical to the success and survival of your business. ADIX Broker offers Commercial Combined packages for a wide range of businesses and operations across Croatia.

    Private Clients

    ADIX Broking offers a comprehensive Insurance Broking service for Prestige Homes, Cars, Yachts, Fine Arts and other Personal Items. We endeavour to find the most suitable policies and offer peace of mind solutions for replacement, repair and additional unexpected costs that may arise after an incident occurs.

    The Process

    • Client Onboarding

      Introduction
      Insurance risk assessment
      Obtain insurance data
      Prepare quotation slips
      Insurer presentation
      Negotiate terms
      Place order in market/confirm cover
      Issue invoices

    • Pre-Renewal

      Select markets
      Request updated renewal data and declarations
      Prepare quotation slips
      Update claims information
      Revise policy wordings/endorsements
      Review loss control program

    • Renewal

      Negotiate renewal terms
      Present renewal report
      Place order in market/confirm cover
      Issue invoices
      Review claims handling procedures

    • Post Policy Placement

      Finalise adjustable policy declarations
      Review and confirm lapses to client and insurer
      Issue policies
      Issue policy register
      Review contractual liability exposures
      Monitor claims
      Review risk retention strategies
      Implement loss control initiatives
      Review uninsured risks

    • Status Reviews

      Insurance Placement
      Claims Progress

    Our commitment to excellence and our in-depth industry knowledge make us the preferred choice for insurance solutions. By partnering with us, you can be assured of robust risk management strategies that align with your business goals. Contact us today to learn how we can help you secure your future.

    We are passionate about helping you protect your assets and risks

    Business Insurance

    Corporate Property and Liability Insurance
    Engineering (machinery, breakdown)
    Trade Credit
    Workers’ compensation
    Liability (broadform of product range)
    Professional Liability
    Executive & Financial Lines (D&O, Crime, EP)
    Cyber & Tech PI
    Construction/Erection All Risks Insurance
    Surety Bond (Contract & Commercial)
    Cargo Insurance
    Marine
    Motor Fleet

    COMMERCIAL COMBINED COVER

    Comprehensive Package Insurance for SME Markets
    Some of our target segments for Small to Mid-Size Enterprises (SME) businesses include but are not limited to the following:

    Retail
    Wholesale
    Office Risks
    Commercial Realty
    Building Owners
    Business and Professional Services
    Recreation
    Manufacturing and Processing
    Utilities
    Hospitality

    Employee Benefits

    Private Medical Insurance
    Life And Disability
    Personal Accident
    Accident & Health Insurance
    Business Travel
    International Health Insurance

    Personal Lines

    Life And Disability
    Personal Accident
    Income Protection
    Wealthy Private Individuals & Families
    Valuable Articles & Collections
    Personal property
    Personal Liability
    Car
    Watercraft
    Travel